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Live console · sample household — real bill parsing, real provider prices, no real accounts connected

Hidden costs

Charges quietly draining the account — unused subscriptions, a duplicate debit, an ACC overpayment and high fund fees. Each has an NZ-specific next step, and none is actioned without you.

Sample· upload bills to detect yours

$2,157 /yr

detected across 5 items, ready for your review

Sky Sport NowSubscriptions

No sign-in detected in 3 months. Charged monthly at $39.99.

$480/yr

Next step: Pause in-season only, or cancel — Sky Sport Now has no fixed term.

Anytime Fitness — ŌrākeiSubscriptions

Last swipe 68 days ago. Fortnightly direct debit still running.

$718/yr

Next step: NZ gyms need written cancellation notice — we can draft it for you to send.

Spotify — duplicateSubscriptions

An individual plan running alongside your family plan. Same account listens on both.

$216/yr

Next step: Cancel the individual plan; keep the family plan everyone uses.

ACC earners’ levy — overpaymentACC

Levy applied on income above the annual maximum on one PAYE source.

$312/yr

Next step: Claim a refund from ACC for levy paid over the maximum leviable earnings.

KiwiSaver — high fund feesKiwiSaver

Your fund’s total fees sit well above a comparable low-cost balanced fund.

$431/yr

Next step: Compare on Sorted’s KiwiSaver Fund Finder before switching provider or fund.